Wealth4Life is the shared workspace for you and your clients — real numbers, in real time.
Invite your client by e-mail. They confirm the collaboration themselves — and stay in control of their data.
Build, share and contrast scenarios: early retirement versus working on, buying versus renting — the same household, two decisions, two curves.
Your client doesn't take away a single snapshot, but several fully calculated scenarios — an overall picture that moves with them as their situation changes.
From blank page to a complete household model: income, pensions, property, family — captured once, simulated instantly.
Lump sum or pension, drawing the state pension early or deferring it, phased retirement — every variant with its tax consequences over a lifetime.
Affordability, mortgage strategy, pension-fund withdrawal for home ownership — the family's biggest decision, computed before they sign.
Marital property, pension splitting, statutory inheritance shares — what happens to the estate, shown instead of merely explained.
The traffic-light review shows at a glance where the plan stands today – and where action is needed.
Secure chat, document vault and shared scenarios — the whole case in one place, nothing sent as an e-mail attachment.
A simulation model is only as credible as its engine. Ours is Swiss — down to the municipality.
Cantonal income, wealth and capital-benefit taxes, state pension under current law, occupational pension, Pillar 3a — built on public reference data from the federal tax and social-insurance authorities.
Every result is a model calculation with disclosed assumptions. What you show a client, you can also explain.
Wealth4Life sells no financial products. The simulation has no stake in the outcome.
Hosted in Switzerland; for institutions, on-premise in your own infrastructure on request.
Explore the platform for free — or talk to us directly.